Mortgages Insights

5 reports tagged mortgages.

The Vanishing Small Mortgage (2025)

Loans under $100,000 are both rare and the hardest to get approved. The cheapest homes are the hardest to finance.

Women buying homes on their own borrow less and are turned down more often than men buying alone.

About one in ten mortgaged home purchases now goes to an investor instead of a resident. A state-by-state map of who is really buying.

The cheapest path to owning a home comes with the hardest financing: manufactured-home buyers are denied far more often and pay higher rates.

It is not credit history. The most common reason U.S. mortgages were turned down in 2025 was too much debt relative to income.